Finance Leader · Product Builder

I build the safeguarding & compliance tools that fintechs need

15 years in finance — from Deloitte to FTSE 250 group leadership to FCA-regulated fintechs. Stanford-trained in tech entrepreneurship. I combine deep regulatory expertise with hands-on product building.

See What I've Built
Ex-Deloitte
ACCA Finalist
Oxford Saïd
Stanford
CFO Award 2024
Samir Azizov — Founder, SAF FinTech Advisory

Most Innovative CFO

United Kingdom, 2024

15+ Years

in Finance

The Problem

Fintechs spend thousands on consultants who deliver PDFs — then leave.

The real gap isn't knowledge. It's the distance between knowing what the FCA requires and having the tools to do it efficiently, day after day.

750+

UK fintechs must calculate safeguarding positions

90%

still rely on manual spreadsheets

Advisory Services

Fractional finance leadership for fintechs

Senior-level expertise without a full-time hire.

Fractional CFO for Fintechs

Strategic financial leadership on a part-time basis. Financial planning, board reporting, investor readiness — from someone who's done it at FTSE 250 scale.

For seed to Series B fintechs →

Regulatory Compliance (FCA)

FCA safeguarding, EMI/PSP licensing, regulatory reporting. Practical implementation from someone who's built compliance functions from scratch.

Safeguarding, RMAR, audit readiness →

Outsourced AML Services

Anti-money laundering compliance as a managed service. Transaction monitoring, SAR filing, risk assessments, and policy frameworks.

For fintechs without a full compliance team →

Company Registration & Licensing

End-to-end support for obtaining EMI, PSP, or PI licences from the FCA. Business plans, regulatory capital, governance frameworks.

From application to authorisation →
Products I've Built

I don't just advise — I build the tools.

Real products, live in production. Built from seeing the same problems solved with spreadsheets.

Flagship

SafeGuard Dashboard

Automates FCA safeguarding calculations for EMIs and PSPs. Replaces hours of spreadsheet work with real-time compliance monitoring and audit-ready reports.

  • Daily asset adequacy calculation with RAG status
  • Settlement timing monitor with breach alerts
  • One-click board-ready PDF export
  • GDPR-safe by design — no client PII required
Learn More
safeguard-dashboard

Safeguarding Position

+£2,847,231

Compliant — assets exceed liabilities

Assets Held

£12.4M

Client Liabilities

£9.6M

Settlement Timing

All settlements within 1 business day

SAFKYC

Crypto wallet compliance checker. Analyse transaction history, assess risk levels, generate downloadable compliance reports. Live now.

Try SAFKYC →

Finentro

Telegram-first expense tracking. Send a message, snap a receipt — Finentro captures it, categorises it, stores it, and has it export-ready for your accountant. 10 seconds per expense.

Try Finentro →

0

Audits, Zero Findings

0

Client Assets Protected

0

Saved via Optimisation

0

Reporting Cycle Reduction

About Samir Azizov

I started my career at Deloitte, auditing major energy and natural resources companies. Then spent over a decade as Head of Finance at a FTSE 250 group — managing multi-entity reporting across multiple jurisdictions, delivering 80+ audits with zero findings, and saving $800K through structure optimisation.

From there I moved into fintech — first as Interim Finance Director at a blockchain investment platform, then as Head of Reporting at an FCA-regulated payment service provider, where I protected £50M+ in client assets and built safeguarding controls from scratch. Along the way, I was involved in building several fintech products — my role was translating regulatory requirements into product logic and setting up financial compliance reporting from day one.

Along the way, I studied Technology Entrepreneurship at Stanford (completed with distinction), trained in venture investments at Skolkovo, and started building the tools I kept wishing existed.

Today I combine fractional CFO advisory with hands-on product development — shipping real products that solve real compliance problems. Technology, not just advice.

ACCA Finalist Ex-Deloitte Oxford Saïd Stanford Bloomberg Most Innovative CFO 2024

From Problem to Working System

Three simple steps. No commitment required.

1

Book a Free Call

15-minute consultation to understand your compliance challenge. No pitch, no obligation.

2

Get a Tailored Plan

I assess your regulatory position and recommend advisory support, a product solution, or both.

3

Execute with Confidence

Ongoing fractional support or self-serve tools. You stay compliant. I stay available.

Ready to build compliance that actually holds up?

Whether you need a fractional CFO, regulatory guidance, or tools that automate your FCA reporting — let's talk. Free 15-minute call. No pitch.

Or email info@saffintech.com  ·  020 4577 0212