15 years in finance — from Deloitte to FTSE 250 group leadership to FCA-regulated fintechs. Stanford-trained in tech entrepreneurship. I combine deep regulatory expertise with hands-on product building.
Most Innovative CFO
United Kingdom, 2024
15+ Years
in Finance
The real gap isn't knowledge. It's the distance between knowing what the FCA requires and having the tools to do it efficiently, day after day.
750+
UK fintechs must calculate safeguarding positions
90%
still rely on manual spreadsheets
Senior-level expertise without a full-time hire.
Strategic financial leadership on a part-time basis. Financial planning, board reporting, investor readiness — from someone who's done it at FTSE 250 scale.
For seed to Series B fintechs →FCA safeguarding, EMI/PSP licensing, regulatory reporting. Practical implementation from someone who's built compliance functions from scratch.
Safeguarding, RMAR, audit readiness →Anti-money laundering compliance as a managed service. Transaction monitoring, SAR filing, risk assessments, and policy frameworks.
For fintechs without a full compliance team →End-to-end support for obtaining EMI, PSP, or PI licences from the FCA. Business plans, regulatory capital, governance frameworks.
From application to authorisation →Real products, live in production. Built from seeing the same problems solved with spreadsheets.
Automates FCA safeguarding calculations for EMIs and PSPs. Replaces hours of spreadsheet work with real-time compliance monitoring and audit-ready reports.
Safeguarding Position
+£2,847,231
Compliant — assets exceed liabilities
Assets Held
£12.4M
Client Liabilities
£9.6M
Settlement Timing
All settlements within 1 business day
Crypto wallet compliance checker. Analyse transaction history, assess risk levels, generate downloadable compliance reports. Live now.
Try SAFKYC →Telegram-first expense tracking. Send a message, snap a receipt — Finentro captures it, categorises it, stores it, and has it export-ready for your accountant. 10 seconds per expense.
Try Finentro →0
Audits, Zero Findings
0
Client Assets Protected
0
Saved via Optimisation
0
Reporting Cycle Reduction
I started my career at Deloitte, auditing major energy and natural resources companies. Then spent over a decade as Head of Finance at a FTSE 250 group — managing multi-entity reporting across multiple jurisdictions, delivering 80+ audits with zero findings, and saving $800K through structure optimisation.
From there I moved into fintech — first as Interim Finance Director at a blockchain investment platform, then as Head of Reporting at an FCA-regulated payment service provider, where I protected £50M+ in client assets and built safeguarding controls from scratch. Along the way, I was involved in building several fintech products — my role was translating regulatory requirements into product logic and setting up financial compliance reporting from day one.
Along the way, I studied Technology Entrepreneurship at Stanford (completed with distinction), trained in venture investments at Skolkovo, and started building the tools I kept wishing existed.
Today I combine fractional CFO advisory with hands-on product development — shipping real products that solve real compliance problems. Technology, not just advice.
Three simple steps. No commitment required.
15-minute consultation to understand your compliance challenge. No pitch, no obligation.
I assess your regulatory position and recommend advisory support, a product solution, or both.
Ongoing fractional support or self-serve tools. You stay compliant. I stay available.
Whether you need a fractional CFO, regulatory guidance, or tools that automate your FCA reporting — let's talk. Free 15-minute call. No pitch.
Or email info@saffintech.com · 020 4577 0212